How to plan for the end of your life if you don’t have kids or a spouse

Richard Eisenberg is a freelance personal finance writer and editor and co-host of the “Friends Talk Money” podcast. Most recently, he was managing editor of the Next Avenue site and editor of its Money and Policy and Work and Purpose channels. He is author of “How to Avoid a Mid-Life Financial Crisis” and “The Money Book of Personal Finance” and lives in New Jersey.